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Y'all are both confused. There's nothing illegal about it. I still got $300 for the car. See, they gave me $1600 for my car. So it's like this. They were going to sell me the car for $10500. So, my car is worth $300 but they gave me $1600, so they increased the purchase price to $11800. k? Now, nobody ANYWHERE got anymore money. It's merely on paper. They do it ALL the time. It's to help first time buyers and people with no credit get better rates. It makes it appear to the bank as though the buyer has more money down.

All the bank cares about is the dollar amount. See? Ok, well you're still confused, but that's ok, because I completely understand it. I actually knew they were gonna do that before they told me. :popcorn:

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